[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.hravio.sk\/ako-postupovat-pri-kupe-bytu\/#Article","mainEntityOfPage":"https:\/\/www.hravio.sk\/ako-postupovat-pri-kupe-bytu\/","headline":"Ako postupova\u0165 pri k\u00fape bytu","name":"Ako postupova\u0165 pri k\u00fape bytu","description":"Zar\u00e1ba\u0165 ve\u013ek\u00e9\u00a0 peniaze hne\u010f po pr\u00edchode do nov\u00e9ho zamestnania je snom ka\u017ed\u00e9ho \u0161tudenta. V\u00a0prvom rade id\u00fa prv\u00e9 mesa\u010dn\u00e9 financie do oble\u010denia, kozmetiky \u010di auta. No v\u00a0pr\u00edpade dlhodob\u00fdch partnerov rozhodnutie pad\u00e1 v\u00e4\u010d\u0161inou v\u017edy na spolo\u010dne b\u00fdvanie. Najv\u00e4\u010d\u0161ia chyba aku m\u00f4\u017eete urobi\u0165, je \u00eds\u0165 do prenajat\u00e9ho bytu, aj ke\u010f m\u00e1te dostato\u010dn\u00fd pr\u00edjem na vybavenie vlastnej hypot\u00e9ky. Peniaze, […]","datePublished":"2019-01-26","dateModified":"2019-01-26","author":{"@type":"Person","@id":"https:\/\/www.hravio.sk\/author\/#Person","name":"","url":"https:\/\/www.hravio.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/8eaf08ef5a7e54fc91db02b2058b03bc913caaaa39c046819bbf43d06bd23c2b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/8eaf08ef5a7e54fc91db02b2058b03bc913caaaa39c046819bbf43d06bd23c2b?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"hravio.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.hravio.sk\/wp-content\/uploads\/img_a298518_w16653_t1553619336.jpg","url":"https:\/\/www.hravio.sk\/wp-content\/uploads\/img_a298518_w16653_t1553619336.jpg","height":0,"width":0},"url":"https:\/\/www.hravio.sk\/ako-postupovat-pri-kupe-bytu\/","wordCount":378,"articleBody":"Zar\u00e1ba\u0165 ve\u013ek\u00e9\u00a0 peniaze hne\u010f po pr\u00edchode do nov\u00e9ho zamestnania je snom ka\u017ed\u00e9ho \u0161tudenta. V\u00a0prvom rade id\u00fa prv\u00e9 mesa\u010dn\u00e9 financie do oble\u010denia, kozmetiky \u010di auta. No v\u00a0pr\u00edpade dlhodob\u00fdch partnerov rozhodnutie pad\u00e1 v\u00e4\u010d\u0161inou v\u017edy na spolo\u010dne b\u00fdvanie. Najv\u00e4\u010d\u0161ia chyba aku m\u00f4\u017eete urobi\u0165, je \u00eds\u0165 do prenajat\u00e9ho bytu, aj ke\u010f m\u00e1te dostato\u010dn\u00fd pr\u00edjem na vybavenie vlastnej hypot\u00e9ky. Peniaze, ktor\u00e9 d\u00e1vate cudz\u00edm \u013eu\u010fom za to, \u017ee v\u00e1m prenaj\u00edmaj\u00fa byt, s\u00fa len vyhoden\u00e9 von z\u00a0okna. Mesa\u010dne plat\u00edte aj 200 Eur a\u00a0byt pritom nikdy vlastni\u0165 nebudete. Preto je najvhodnej\u0161\u00edm rie\u0161en\u00edm zaobstara\u0165 si vlastn\u00e9 b\u00fdvanie a\u00a0mesa\u010dne spl\u00e1cate svoj domov, ktor\u00fd v\u00e1m v\u017edy ostane. Ako teda postupova\u0165 pri k\u00fape nov\u00e9ho bytu?\u00a0Ve\u013ekos\u0165 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Predt\u00fdm ne\u017e nie\u010do k\u00fapite dobre zv\u00e1\u017ete, ko\u013eko izbov\u00fd priestor budete potrebova\u0165. 1-izbov\u00e9 byty s\u00fa lacnej\u0161ie, ale do bud\u00facnosti nemaj\u00fa \u017eiadnu perspekt\u00edvu. 2-izbov\u00e9 s\u00fa strednou cestou pre mlad\u00e9 p\u00e1ry, ktor\u00e9 e\u0161te\u00a0 nepl\u00e1nuj\u00fa zaklada\u0165 rodinu. Tak\u00e9to men\u0161ie priestory s\u00fa tie\u017e v\u00fdhodn\u00e9, pokia\u013e ho chcete prenaj\u00edma\u0165. Ale najlep\u0161ie sa pred\u00e1vaj\u00fa 3-izbov\u00e9, ktor\u00e9 vyh\u013ead\u00e1vaj\u00fa najm\u00e4 rodiny s\u00a0de\u0165mi na cel\u00fd \u017eivot.\u00a0Hypot\u00e9ka\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 D\u00f4le\u017eit\u00e9 je nebra\u0165 \u00faver v\u00a0prvej banke, v\u00a0ktorej m\u00e1te otvoren\u00fd \u00fa\u010det. Pobehajte si viacero b\u00e1nk a\u00a0vyberte si t\u00fa, ktor\u00e1 v\u00e1m pon\u00fakne najv\u00fdhodnej\u0161\u00ed \u00farok. Myslite aj na poistenie nehnute\u013enosti a\u00a0spl\u00e1tky. Mus\u00edte ma\u0165 v\u0161ak na mysli, \u017ee v\u00a0banke mus\u00edte predlo\u017ei\u0165 zmluvu a\u00a0znaleck\u00fd posudok. V\u0161etky tieto dokumenty by ste mali da\u0165 vypracova\u0165 kompetentn\u00fdm org\u00e1nom \u010do v\u00e1s bude sta\u0165 p\u00e1r stoviek Eur naviac.\u00a0Zmluva\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Je lep\u0161ie, ak pred k\u00fapou uzatvor\u00edte s\u00a0pred\u00e1vaj\u00facim rezerva\u010dn\u00fa zmluvu. Budete si tak ist\u00fd, \u017ee v\u00e1\u0161 byt u\u017e nem\u00f4\u017eu pon\u00faknu\u0165 nikomu in\u00e9mu a\u00a0m\u00e1te tak \u010das na vybavovanie in\u00fdch z\u00e1le\u017eitosti. Z\u00e1le\u017e\u00ed na dohode \u010di zmluvu d\u00e1 vypracova\u0165 pred\u00e1vaj\u00faci alebo si ju mus\u00edte da\u0165 urobi\u0165 na vlastn\u00e9 n\u00e1klady certifikovan\u00e9mu pr\u00e1vnikovi.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ako postupova\u0165 pri k\u00fape bytu","item":"https:\/\/www.hravio.sk\/ako-postupovat-pri-kupe-bytu\/#breadcrumbitem"}]}]